Frontier Capital Trust

Transparent, Outcome-Driven Pricing

Architecture for Ultra-High-Net-Worth Trust Design, Governance, and Tax Efficiency

At Frontier Capital Trust (FCT), our pricing model rewards outcomes, not activity—and makes elite estate architecture accessible, transparent, and aligned with your actual financial benefit.

We designed a pricing framework that’s simple in concept and sophisticated in execution: a one-time flat fee for estate trust architecture, and a value-based annual stewardship fee tied directly to your verified tax savings.

Yes, really. You only pay us a percentage of what you save.

The Short Version

One-Time Design & Implementation Fee:

Starts at $35,000, scales with estate size and complexity.

Annual Stewardship Fee: A percentage of verified, audit-defensible tax savings. Roughly 8%–30%, depending on estate size.

Minimum Annual Fee: $25,000 Optional Annual Cap: $350,000–$500,000

You get world-class trust design, real-time tax modeling, and ongoing fiduciary governance. We get rewarded when you save money.

How We’re Different (And Why It Matters)

Let’s look at how other professionals bill:

Attorneys: $450–$1,200/hour for documents and zero operational support.

CPAs: $2,000–$10,000 to report history—not engineer your future. Banks & Trust Companies: 1.0%–1.5% of AUM, regardless of actual results.

Family Offices: $150,000+ retainers, plus project charges and zero tax engineering.

All of these models charge you more for having more, whether or not they provide better results. Not one of them is aligned with your actual benefit.

The FCT Pricing Model: Transparent. Aligned. Auditable.

Our pricing combines the best of what works—and skips what doesn’t:

1. One-Time Estate Architecture Fee

This covers the deep work of designing and implementing your trust structure. Includes everything from simulation modeling and drafting to entity restructuring, EIN setup, and operational onboarding. We’ll model dozens of structural options, simulate tax impacts, prepare all required documents, and onboard your entire estate into our fiduciary platform.

2. Annual Value-Based Stewardship Fee

We calculate your actual tax savings—and take a share. That’s it.

Annual Fee = X% of Verified Tax Savings, with real math, not guesses.

Our simulation and compliance methodology includes: Form 1040 + 1041 comparative modeling IRC §642(c)(2), §643(b), §451 code alignment Reinvestment and distribution classification AI-driven simulation variance testing, and full audit-trail documentation

Why This Works for UHNW Families

Traditional pricing models were built for hourly billers—not families navigating multi-generational wealth, dynamic tax codes, and estate structures that look more like corporate boards.

Our model solves the common pain points:

✅ Transparent and predictable

✅ Performance-aligned

✅ Cost-efficient for large estates

✅ Built to scale with complexity

✅ Simulated, modeled, and fully documented

✅ No incentive to stretch the clock

You’re not paying for effort. You’re paying for results.

The Bottom Line

At FCT, we’re not just designing trusts—we’re engineering tax efficiency, fiduciary stability, and long-term resilience.

We’re not billing by the hour. We’re measuring by the outcome.

If you’re looking for a partner that shares your obsession with optimization—and one that knows the difference between a tax shelter and a well-governed estate architecture—we’d love to start a conversation.

Book a confidential discovery call.

We’ll walk through your estate complexity, show you the architecture process, and give you a clear quote with no surprises.

Let’s build something that lasts.

Explore the Possibilities

Check out our blog to expand your knowledge of the private trust world.

Go to "The Trustee Report" Blog